No matter if you are self-funded, fully-insured, or participate in an HMO, CobraOne provides all notifications. CobraOne removes the confusion & unpredictability of COBRA Administration. By utilizing CobraOne, there are no separate notice fees, no set-up fees and no surcharges. CobraOne has customized solutions to maintain strict compliance and utilize cutting-edge technology to provide seamless administration for your company. All members are also granted internet access for notification of qualifying events and status inquiries regarding participant elections and payments.
FSA is a benefit provided by your employer that lets you set aside a certain amount of your paycheck into an account before paying income taxes. Then, during the year you can be directly reimbursed from your account for qualified healthcare and dependent care expenses. This account is used to pay for expenses not covered by insurance. For example, your insurance may not cover annual physicals, co-payments, eye exams, eye surgery, glasses, orthodontics, over the counter drugs or dental care. Your biggest advantage is the tax savings. Every dollar you set aside in your account reduces what you pay in income taxes
Heightened awareness of the Family Medical Leave Act (FMLA) has increased the cost & risk for employers. Employees value the job and health protection from FMLA. However, it creates administrative burdens. By electing to have ResourceOne administer FMLA leaves, employers can: 1) Reduce absence related expenses through more efficient, automated administration and closer communication with involved parties. 2) Positively impact employee productivity & morale through fair & consistent application of FMLA legislative requirements. 3) Alleviate employees’ & supervisors’ concerns about privacy. 4) Provide consistent tracking, employee education, & employee correspondence. 5) Remain in compliance with state & federal FMLA laws.
Healthy employees are happier, more motivated, more productive, more loyal and ultimately cost the business less. ResourceOne often uses a four-tier approach: 1) We help clients provide health dental & vision coverage to promote regular check-ups, screenings & preventive care. 2) We ask every employee to set health goals each year. 3) We encourage employers to offer incentives to reach specific goals. Employees exercise more, smoke less, have lower blood pressure, weigh less, drink less caffeine, know when to eat, and have less bad cholesterol. 4) We help each client develop a wellness culture that over time helps reduce health care costs.
MedCareOne is a comprehensive managed care organization that works through strategic alliances with TPA’s to provide a coordinated effort in managing healthcare dollars. Through a relationship with the TPA and Client, MedCareOne assists with lowering healthcare costs for the patient, client, provider, and TPA. MedCareOne’s objective is to follow a process that is clinically sound, respects the patient’s rights, provides the best healthcare for the claims dollars spent, and complies with all URAC Standards. Often less than 20% of individuals incur in excess of 80% of total healthcare costs. Because of this, MedCareOne takes a pro-active approach to target and manage these conditions.
ARHealthNetworks is a healthcare benefits program designed to help qualified small businesses, with low income workers, provide an affordable package of health care benefits to their employees. This is available to businesses with 2 to 500 employees who have not offered a group health plan in the past 12 months. The plan is only available to working Arkansans through qualified employers & is not available as an individual plan. NovaSys helps the over 378,000 Arkansans between the ages of 19 and 64 who do not have health care coverage gain access to affordable care. This is a unique partnership between state & federal government, employers & families, designed to provide needed health coverage for low income employees at an affordable price.
Worksite Benefit Services is a TPA division of ResourceOne serving clients in the Southeastern part of the United States. Worksite Benefit Services experienced staff provides clients with unparalleled service for their benefit plans. Visit Worksite Benefit Services web site at www.wsbenefit.com.
ROA uses best in class PBMs to eliminate hidden deals or financial influences that could affect the cost of our clients’ prescription benefit plans. We pride ourselves in producing the lowest drug trend in the industry. We further qualify our accountability by consistently providing the quality of service demanded by this highly competitive marketplace. Our PBM teams consist of highly skilled and experienced veterans from across the PBM industry. We spend an extraordinary amount of time with our clients helping them maximize the value of their investment in a prescription benefit for their members.