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CAP

Comprehensive Aggregate Plan
(It Caps the Employer’s Risk).

The ResourceOne’s (ROA) “Comprehensive Aggregate Plan” (CAP) provides a creative solution for employers who are tired of the inflexibility, lack of control, and the incessant cost increases that invariably come along with fully insured Medical Plans. The ROA “CAP Plan” is economical, flexible and has year-end claim reimbursement potential, because the reserve account belongs to the employer. We provide an easy, simple start to self-funded healthcare benefits for small to midsized employers. (For groups of 25 to 250 covered employees)

Our Turn Key Option allows for:

  • Flexibility in Plan Design           
  • No Lasers @ Renewal           
  • Choice of Provider Networks                   
  • Monthly Management Reports       
  • Rx Program Lowers Costs           
  • Biometric Tracking
  • Health Risk Assessments
  • Diet and Exercise Programs
  • Health and Wellness Library
  • Personal Coaching for Illness Education

Keys for Broker Success:

  • Build Your Own Broker Compensation
  • No Compensation Loss for Moving
  • Simple Quote Process
  • Cash Back Feature for Employers

Now, ResourceOne offers a simple bridge to self-funding with an aggregate-only stop loss product providing the benefits of traditional self-insuring while maintaining the look and feel of a fully-insured group health plan. Gain a competitive total cost, combined with the peace of mind realized from a known budgeted amount.