Over the past 25 years we have certainly seen significant changes in the health insurance marketplace. We have seen the deductibles and out of pockets increase considerably, we have seen more interest in preventive care, and have certainly experienced creativity from re-insurance carriers, that has made partial self-funding available to small and medium sized organizations.
Perhaps the greatest changes have been in the medical procedures being offered and the technology to treat patients. With lasers, robots, x-rays, CT Scans, MRI’s, and new drugs hitting the market on a weekly basis the medical field has undergone very expensive transformations. This coupled with the fact that people are living longer and our population is growing older, the cost of benefits continues to rise at an alarming rate. The number one challenge for our organization is to assist employers and participants with developing and managing plans that are both cost effective and provide the desired level of benefits.
At ResourceOne we pride ourselves in our ability to be flexible, creative, and efficient as we provide our clients with the very best in products and services. Through our knowledgeable staff and state-of-the-art systems we are properly positioned to assist organizations of all sizes with managing their benefit plans.