Most families need 6 to 7 times the primary bread winner’s salary, in life insurance coverage.

Group Term Life Insurance is often referred to as “burial insurance”. Today, many employers offer from $15,000 to $50,000 of basic group term coverage for each benefits eligible employee. Since most families need more coverage we often arrange to have supplemental coverage available on a guaranteed issue arrangement in increments of $10,000. The supplemental coverage can also offer the opportunity to cover the spouse and children for appropriate amounts that reflect up to 50% of what the employee purchases.